The Law Offices of Christopher P. Calkin, P.A.

Insurance Claims & Disputes

Florida Insurance Claims, Insurance Dispute & Consumer Protection Attorneys

Wrongful Denial of Claims, Underpaid Claims, Insurance Company Bad Faith Business Practices, Auto Theft Claim Denials, Personal Injury Protection (PIP) Claims, Health Insurance Claims; Homeowners and Rental Insurance Claims; Personal Injury Claims.

IF YOU PREVAIL AGAINST YOUR INSURANCE COMPANY, OUR ATTORNEY'S FEES AND COSTS ARE PAID BY THE INSURANCE COMPANY!

Insurance companies are in business for one reason...to make money. The way that insurance companies make money is by writing as many insurance policies as possible, while denying, disputing, and / or underpaying as many claims to their insureds as possible. As a result, it can be extremely difficult to force insurance companies to cover a legitimate claim and/or pay what you are lawfully entitled to be paid to cover your loss. The disputes that are often created by insurance companies may be an unlawful business practice that insurance companies use to prevent you from recovering the benefits under your claim.

The attorneys at The Law Offices of Christopher P. Calkin, P.A., are not intimidated by insurance companies, and we evaluate all aspects of your insurance dispute so we can advise you on the best course of action to take against the insurance company in order to help you obtain quick and efficient processing of your claim, or to assist you in obtaining the full amount of the coverage that you are entitled to under you insurance policy. If your insurance claim has been denied, delayed, or underpaid, we can evaluate your claim, examine your policy, and explain your legal options. We aggressively litigate cases in the manner that best represents our clients' needs, and in an effort to obtain the recovery to which our clients are entitled.

• Insurance Policy Coverage Enforcement
• Wrongful Denial or Delay of Claims
• Disputes over the Amount of Coverage Provided under the Policy
• Disputes over What is Covered under an Insurance Policy
• Personal Injury Protection (PIP) Claims
• Automobile Theft Denials
• Homeowners / Rental / Condominium Insurance Claims
• Windstorm / Hurricane Claims
• Commercial Property Claims
• Claims Wrongly Denied for Alleged Arson or Fraud
• Disability Insurance Claims

Insurance Policy Coverage Enforcement

At The Law Offices of Christopher P. Calkin, P.A., our attorneys have asserted successful legal action in thousands of cases where the claimant was deprived coverage or payment involving an insurance dispute. We have handled cases where an insurance company alleges that an insured person was not covered because they "misrepresented" themselves at the time of the insurance application. Our lawyers also have litigated cases where a policy holder's claim was denied despite clearly being covered under the policy. Some insurance companies engage in "cherry-picking" which describes the practice of signing up as many insureds as possible to an insurance policy and simply disputing or challenging the most expensive claims made by their policy holders by scouring the policy holder files for any inconsistencies or incorrect information that was submitted by the policy holder so the insurance company may use it to deny the validity of the policy holder's claim. If you believe that you are a victim of "cherry-picking", or a wrongful claim denial, contact our office immediately.

BACK TO TOPWrongful Denial or Delay of Claims

Insurance companies have a vested interest in not paying claims. Insurance companies employ teams of lawyers to avoid payouts in large claims. In serious situations like fires, hurricanes, and substantial medical bills, the insurance companies have an incentive to avoid payment. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. We can help you with the analysis and interpretation of your policy and assist you in preparing a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf. If you have had a claim unfairly rejected, denied, or underpaid by your insurance company, you need to immediately contact an experienced insurance dispute attorney who can help you navigate along the difficult and intimidating road that you may face attempting to do it on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your loss whether automobile, homeowners, rental, health, life, disability, or any other type of insurance that you have purchased, we can assist you in getting the money you are owed under your policy.

BACK TO TOPDisputes over the Amount of Coverage Provided under the Policy

Insurance companies have a vested interest in arbitrarily reducing or not paying claims. Insurance companies employ teams of lawyers to avoid payouts in large claims. In serious situations like fires, hurricanes, and substantial medical bills, the insurance companies have an incentive to avoid payment. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. We can help you with the analysis and interpretation of your policy and assist you in preparing a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf. If you have had a claim unfairly rejected, denied, or underpaid by your insurance company, you need to immediately contact an experienced insurance dispute attorney who can help you navigate along the difficult and intimidating road that you may face attempting to do it on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your loss whether automobile, homeowners, rental, health, life, disability, or any other type of insurance that you have purchased, we can assist you in getting the money you are owed under your policy.

BACK TO TOPDisputes over the Amount of Coverage Provided under the Policy

Insurance companies have a vested interest in not paying claims. Insurance companies employ teams of lawyers to avoid payouts in large claims. In serious situations like fires, hurricanes, and substantial medical bills, the insurance companies have an incentive to avoid payment. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. We can help you with the analysis and interpretation of your policy and assist you in preparing a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf. If you have had a claim unfairly rejected, denied, or underpaid by your insurance company, you need to immediately contact an experienced insurance dispute attorney who can help you navigate along the difficult and intimidating road that you may face attempting to do it on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your loss whether automobile, homeowners, rental, health, life, disability, or any other type of insurance that you have purchased, we can assist you in getting the money you are owed under your policy.

BACK TO TOPPersonal Injury Protection (PIP)

Personal Injury Protection (PIP) insurance is mandatory automobile insurance in Florida. When an insured person is involved in an automobile accident, their insurance company is required to pay for their reasonable, related, and necessary medical treatment and/or services that have been rendered by medical professionals. However, to save money, insurance companies often reduce, dispute, or wrongfully deny medical bills that have been incurred by an insured driver. These insurance companies employ teams of lawyers to avoid paying PIP related claims. The Law Offices of Christopher P. Calkin, P.A., can help you and your doctors get your medical bills paid, so that you do not have to pay medical bills that your insurance company is required to pay. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf. If you have had a claim unfairly rejected, denied, or underpaid by your insurance company, you need to immediately contact The Law Offices of Christopher P. Calkin, P.A. We can help you navigate along the difficult and intimidating road that you may face attempting to do it on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your Personal Injury Protection loss, and we can assist you in getting the money you are owed under your policy.

BACK TO TOPAutomobile Theft Denials

Automobile theft occurs every 23 seconds in the United States. If your car is stolen, and you carry Comprehensive and/or Collision insurance coverage on that stolen vehicle, your insurance policy should cover the loss of that vehicle. Unfortunately, to save money, insurance companies often reduce, dispute, or wrongfully deny automobile theft claims. Insurance companies often accuse the auto theft victims of contributing to, or assisting in, the theft of the vehicle. The insurance company may also blame the victim for the theft because the victim left the keys in the car, allowed another person to drive the vehicle, or because the victim left the vehicle in a high-crime area. These may all be improper reasons for an insurance company to deny your automobile theft claim. The Law Offices of Christopher P. Calkin, P.A., can help you attempt to recover the money that you are owed by your insurance company for your stolen car. This may help you avoid making car payments for a car that you no longer own, and may assist you in obtaining the money that you need to buy a new car. If your valid auto theft claim is denied, we are not afraid to go to trial to litigate on your behalf. The Law Offices of Christopher P. Calkin, P.A. can help you navigate along the difficult and intimidating road that you may face attempting to fight the insurance company on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your automobile theft loss, and we can assist you in getting the money you are owed under your policy.

BACK TO TOPHomeowners / Rental / Condominium Insurance Claims

Insurance companies have a vested interest in not paying homeowner and real property insurance claims. Whether for theft, property damage, or injury that occurs within your home or residence, insurance companies employ teams of lawyers to avoid payouts in large claims. In serious situations like fires, hurricanes, and substantial medical bills, the insurance companies have an incentive to avoid payment. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. The Law Offices of Christopher P. Calkin, P.A., can help you with the analysis and interpretation of your policy and assist you in preparing a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf. If you have had a claim unfairly rejected, denied, or underpaid by your insurance company, you need to immediately contact an experienced insurance dispute attorney who can help you navigate along the difficult and intimidating road that you may face attempting to do it on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your homeowner's and/or renter's insurance policy, and we can assist you in getting the money you are owed under your policy.

BACK TO TOPCommercial Property Claims

Insurance companies have a vested interest in not paying claims. Insurance companies employ teams of lawyers to avoid payouts in large claims. In serious situations like fires, hurricanes, and substantial medical bills, the insurance companies have an incentive to avoid payment. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. We can help you with the analysis and interpretation of your policy and assist you in preparing a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf. If you have had a claim unfairly rejected, denied, or underpaid by your insurance company, you need to immediately contact an experienced insurance dispute attorney who can help you navigate along the difficult and intimidating road that you may face attempting to do it on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your loss whether automobile, homeowners, rental, health, life, disability, or any other type of insurance that you have purchased, we can assist you in getting the money you are owed under your policy.

BACK TO TOPClaims Wrongly Denied for Alleged Arson or Fraud

Insurance companies have a vested interest in not paying claims. Insurance companies employ teams of lawyers to avoid payouts in large claims. In serious situations like fires, hurricanes, and substantial medical bills, the insurance companies have an incentive to avoid payment. The insurance company may also allege fraud against you in an effort to avoid paying your claim. An experienced insurance law attorney can help you fight back against an improper refusal to pay on a claim. We can help you with the analysis and interpretation of your policy and assist you in preparing a proper claim under your policy. If your valid claim is denied, we are not afraid to go to trial to litigate on your behalf. If you have had a claim unfairly rejected, denied, or underpaid by your insurance company, you need to immediately contact an experienced insurance dispute attorney who can help you navigate along the difficult and intimidating road that you may face attempting to do it on your own. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how your insurance policy covers you for your loss whether automobile, homeowners, rental, health, life, disability, or any other type of insurance that you have purchased, we can assist you in getting the money you are owed under your policy.

BACK TO TOPLife Insurance Claims

Insurance companies have a vested interest in arbitrarily reducing not paying life insurance claims. We can help you with the analysis and interpretation of a particular life insurance policy and assist you in obtaining the payment that you are entitled to under a life insurance policy. If you are the beneficiary of a life insurance policy that has been wrongly denied, we can help you understand your rights under the life insurance policy. The attorneys at The Law Offices of Christopher P. Calkin, P.A., have substantial insurance and consumer litigation experience and can assist you in discerning and interpreting who, what, when, where, why, and how a particular life insurance policy should be paid.

BACK TO TOPDisability Insurance Claims

Insurance companies have a vested interest in arbitrarily denying disability claims. At The Law Offices of Christopher P. Calkin, P.A., we can help you with the analysis and interpretation of your disability policy and assist you in preparing a proper claim under your policy, and we can assist you in discerning and interpreting who, what, when, where, why, and how your disability insurance policy covers you.

BACK TO TOPTo learn how we can help you with your specific insurance claim or dispute, contact The Law Offices of Christopher P. Calkin, P.A. at 813-258-5008 or CLICK HERE to schedule a consultation today!